Invocations:

Invocation (upon receipt of the loan) for someone who lends you money

202. Baarakallaahu laka fee 'ahlika wa maalika, 'innamaa jazaa'us-salafil-hamdu wal'adaa'.

May Allah bless you in your family and your wealth , surely the reward for a loan is praise and returning (what was borrowed).

Reference: An-Nasa'i, 'Amalul-Yawm wal-Laylahp. 300, Ibn Majah 2/809. See also Al-Albani, Sahih Ibn Majah2/55.

Invocation for fear of Shirk

203. Allaahumma 'innee 'a'oothu bika 'an 'ushrika bika wa 'anaa 'a'lamu, wa 'astaghfiruka limaa laa 'a'lamu.

O Allah, I seek refuge in You lest I associate anything with You knowingly, and I seek Your forgiveness for what I know not.

Reference: Ahmad 4/403. See also Al-Albani, Sahihul-Jami' As-Saghir 3/233 and Sahihut-Targhib wat- Tarhib 1/19.

Invocation for someone who tells you: "May Allah bless you."

204. Wafeekabaarakallaahu.

And may Allah bless you.

Reference: Ibn As-Sunni, p. 138, (no. 278). See also Ibn Al-Qayyim, Al-Wdbil As-Sayyib, p. 304, with checking by Basheer Muhammad ‘Uyoon.

Invocation against evil portent

205. Allaahumma laa tayra 'illaa tayruka, wa laa khayra 'illaa khayruka, wa laa 'ilaaha ghayruka.

O Allah there is no portent other than Your portent, no goodness other than Your goodness, and none worthy of worship other than You.

Reference: Ahmad 2/220, Ibn As-Sunni (no. 292). See also Al-Albani, Silsilatul-'Ahadlth As-Sahihah 3/54, (no. 1065). As for bodings of good, these used to please the Prophet (SAW) and so when he heard good words from someone, he used to say: "We have taken from you a good portent from your mouth," Abu Dawud, Ahmad. See also Al-Albani, Silsilatul-'Ahadith As-Sahihah 2/363, and it is with Abu Ash-Shaikh Al-Asfahani in 'Akhlaqun-Nabiyy, pg. 270.